• Do we have to pay for the filing fees, court costs?
    • No, our office advances from our own capital the costs for filing, garnishment, etc.
  • How long does it take to get a judgment?
    • Each state is different but on the average, 60-90 days to file the suit, obtain service, get judgment, and execute.
  • When can we expect to get paid?
    • Each state is different, but once judgment is obtained, most garnishments are issued within 30 days, and then are paid into the court or to our attorney’s office within 30-90 days. Then, our forward attorneys or our office receives the money & within 60 days monies are remitted to our clients. In most cases, you can expect to see a return within 120 days from when suit is filed.
  • What does your office do when you sue, such as what court do you file in?
    • Each state is different, depending on whether or not we have right of assignment, but generally, your office must give us Authority to Sue, either through Assignment or Authority, then the suit is initiated in the court provided to us by law, either in Civil, Circuit, or General Sessions. The objective is to file suit, obtain service, seek judgment, then once judgment is obtained, use any legal remedies provided by state law necessary to collect, which would include garnishment of wages or garnishment of a checking/savings account. Liens on property, or executions on cash assets.
  • What are your suit criteria?
    • Our office must have a verified asset to pursue, before our office will risk spending its money to file. To meet suit criteria they must have one of the following: Land, Checking/Savings Account, or Wages.
  • What kind of accounts do you sue on?
    • Any account over $500.00, but sometimes smaller dollar depending on which court & if a forward attorney is required. The account must be on an undisputed verified balance, which is within the Statute of Limitations, which varies from State to State depending on oral or written agreements. Open Accounts, Medical Bills, Breach of Contracts, Promissory Notes, Auto Deficiencies, Mortgage Deficiencies, Bad Checks, Credit Cards, etc.
  • What kind of Legal Remedies can be taken?
    • Garnishment of Wages, which in most states is 25% of net each pay period. Executions on Bank Accounts, which in most states are 100% of what is in the account at the time of execution. Statement of Judgment Liens through County or Register of Deeds office. Executions through Sheriff’s Department on non-exempt personal property, such as on the self-employed that run businesses, where till taps can be made. Asset Hearings, to appear & answer to the court on assets.
  • Do you garnish & how much do you get when you garnish?
    • Either our office or our forward attorney does & in most states it is 25% of take home, some states is less, maybe 15% or more, average is 25%, either payable each pay day, monthly or every 90 days. Some courts allow money to be paid direct to the plaintiff, some require money to be paid to the court & some require an order to pay.
  • What do you do to give us authority to sue?
    • Our office pre-determines if an account has assets & if meets suit criteria. Once the determination is made, the account is assigned to the legal department. Once to legal, an Assignment or Authority to Sue and Affidavit form, according to the state where suit will be filed, is printed. The Assignment or Authority/Affidavit is then mailed to your office for signature, notary, and return mail.
  • How do I get a status of my accounts in legal?
    • E mail or mail a request & we will return a general status within 72 hours.
  • Do you accept post-judgment accounts for collections?
    • Yes. once listed, our counsel will make an entry of appearance, and we will begin immediate asset location and enforcement of your judgment.
  • how long can you collect on a suit, once judgment is obtained?
    • Each state is different, but in most, a judgment case is revivable within 5 years of the judgment date. our office monitors all cases for expiration, and file the renewal of judgment, at no costs to our clients. most cases are collectable in less than 5 years, but if necessary, this office will continue to revive the judgment case , until it is collected.